United Healthcare Insurance
United Healthcare is one of two subdivisions of the overarching company, UnitedHealth Group. While United Healthcare provides health coverage and benefit services, the other subdivision, Optum, provides technology-based health services. One of the nation’s largest health insurance providers, UnitedHealth offers healthcare in all 50 states and provides coverage for over 28 million Americans.
United Healthcare Addiction Resources
United Healthcare has a separate division for addiction and mental health services, United Behavioral Health. This division provides support and resources to connect with a substance abuse healthcare professional, as well as offering resources to assist individuals in seeking the treatment that they need.
Using United Healthcare for Substance Abuse Treatment
Substance abuse coverage through United is not one-size-fits all. Many factors determine which addiction treatment services are covered by an individual’s plan, including the plan’s coverage details, location of the customer and where they are seeking treatment, and the specific type of treatment being sought. Generally speaking, location is not a great barrier in seeking coverage with United, but it is important to speak with UnitedHealthcare to determine what types of treatment are covered and what your estimated out-of-pocket costs might be.
Treatment typically covered by United include:
- Inpatient hospital detoxification
- Outpatient detoxification
- Inpatient rehabilitation
- Outpatient alcohol and drug abuse rehabilitation
Steps to Take When Seeking Addiction Treatment
Generally, an individual’s first step in seeking treatment is contacting their primary care physician, who will assess and refer them to the necessary resources, including substance abuse treatment centers and providers. You can call the number on the back of your insurance card to speak with someone who can help you navigate your options and coverage. Alternatively, on the UnitedHealthcare member website, the plan benefits and “Find A Doctor” tool can be of great use in identifying providers and treatment that will be covered by an individual’s specific plan. The UnitedHealthcare PPO network is extensive, and it’s likely that you will find a network provider close to you.
An individual may also contact addiction treatment centers directly for guidance and specifics on coverage and next steps.
For more information on addiction recovery options at Oasis Recovery, get started today with a free consultation call.